Benefits of the Program

PENTECO is committed to providing comprehensive professional liability coverage to a variety of professions including computer consultants, management consultants, marketing consultants, telecommunications consultants, interior designers, project managers and many more.

A Professional Liability policy addresses claims filed by clients resulting from Negligent Acts, Errors or Omissions and Personal Injury arising from the provision of Professional Services.

• Defense costs in addition to the limit of liability for eligible risks
• "For" wording for the Bodily Injury and Property Damage Exclusions

• Personal Injury coverage
• Disciplinary proceeding Defense Costs limit of $10,000 per policy period
• Defense afforded for groundless, false or fraudulent allegations
• Definition of a Claim includes arbitration proceedings
• Automatic Independent Contractor coverage for professional services   while acting on the insured's behalf
• Full severability for innocent partners
• Free 60 day discovery clause
• Domestic Partner extension
• Loss assistance hotline - two (2) free hours of legal consultation
• Prior Acts coverage is available for qualified applicants
• Key coverage extensions available such as Intellectual Property and Network Security
• Availability of important complementary coverage such as Business Owners Policy (BOP), Cyber, Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, Crime, and Employed Lawyer overage
• Policy limits up to $15M

• Advertising Agency/Media Consultant
• Animal Groomer
• Appraiser Personal or Business Property
• Auctioneer
• Career Coach
• Computer/Technology Consultant
• Corporate Trainer
• Court Reporter (Stenographer/Captioner Transcriptionist
     (non-medical)
• Energy Consultant
• Financial Planner/Consultant/Adviser
• Forensic Scientist/Expert Witness
• Fundraising Consultant
• Genealogical Investigator
• Grant Coordinator/Grant Writer
• Graphic Designer
• Handwriting Analyst/Document Analyst
• Human Resource Consultant
• Interior Designer/Decorator
• Marketing Consultant
• Medical Transcriptionist
• Mortgage Brokers
• Notary Public
• Organic Consultant
• Printers
• Process Servers
• Professional Organizers/Relocation Organizers
• Project Managers
• Public Relations Consultants
• Relocation Agent
• Resume Service/Typing
• Risk Manager/Insurance Consultants
• Technical Writer
• Telecommunication Consultant
• Recruiters
• Ticket Broker
• Translator
• Travel Agent
• Trustee/Bankruptcy Trustee
• Tutor
• MANY MORE PROFESSIONS CONSIDERED