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            Fixed Annuities 
            
            
            PENTECO is a comprehensive Financial Services firm 
            committed to helping our clients develop a financial portfolio that 
            meets their unique needs.  An attractive and flexible financial
            plan may include  Fixed Annuities. Fixed
            Annuities, offered by life insurance companies, provide a Safe,
            Guaranteed way to "grow" your retirement funds
            attractively without risk of loss; your funds can never
            decline in value.  Fixed Annuities are not to be
            confused with Variable Annuities, which essentially are Mutual Funds
            offered by life insurance companies, and therefore can
            decline in value.  Fixed Annuities, and not Variable
            Annuities, should be used to protect your "core"
            retirement funds that you cannot afford to lose, whereas Variable
            annuities may be used for more speculative funds.  We represent the
            very best Fixed Annuity companies, including AIG (rated A++), Allianz Life (rated
            A+), F&G Life, National Western, Physician's, Reliance Standard,
            and many, many more. Allow us to
            create a financial profile for you at no cost or obligation, and
            then let's see how Fixed Annuities may help you realize your
            financial goals. 
            
            Contact Peter A. Constandy at 
            (703) 799-2500 to discuss a personalized financial program that will 
            assist you to grow, protect, and conserve your wealth. 
             
            Interested 
            in becoming a client?
  
 Click here to complete our information request form and we will 
            contact you shortly.
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